Today’s Weather
in Kalamazoo:
Partly Cloudy
75°
Partly Cloudy
Tell a Friend
about Watts Realty
W

Financing

With the excitement of buying a home, we sometimes forget what a financial institution may require at loan time. At Watts Realty we work with several area lenders to help make that process flow as smoothly as possible. We have put together a short check list of information you may need when you apply for your mortgage.

Please note that this list may not be all inclusive so please check with each financial institution for their individual requirements.

Loan App Check List

Rates may include points.
Check your local area for rates.
  • Drivers license or other ID
  • Residence address for the past two years
  • Name & address of each employer for the past two years & W-2's
  • Gross monthly salary & current pay stubs for last 30 days
  • Social Security number(s)
  • 3 months bank statements
  • Names, addresses, account #, balances, & monthly payments of all open loans
  • Address of other real estate owned
  • Money for credit report & appraisal

Local Banks

  • Wells Fargo
    7898 Oakland Drive
    Portage, MI 49024
    Arika Smith (269) 323-8161
    Website: www.wfhm.com/Arika-Smith
  • Keystone Community Bank
    Keystone Mortgage Services, L.L.C.
    107 W. Michigan Avenue
    Kalamazoo, MI 49007
    Peggy Wood (269) 373-3435
  • Bank of America
    5810 Gull Road
    Kalamazoo, MI 49048
    Julie Wdowicki (269) 344-2614 Ext 221
    juliewdowicki@bankofamerica.com
  • National City
    108 East Michigan (downtown)
    Kalamazoo, MI 49007
    Shirley Morford (269) 376-9128
    Lisa McCormick (269) 376-9284
  • Republic Bank
    3070 West Centre Ave.
    Portage, MI 49024
    Nanci Zeran (269) 321-3235
    Scott Burkett (269) 321-3236

 

"Licensed in the State of Michigan"