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Financing

With the excitement of buying a home, we sometimes forget what a financial institution may require at loan time. At Watts Realty we work with several area lenders to help make that process flow as smoothly as possible. We have put together a short check list of information you may need when you apply for your mortgage.

Please note that this list may not be all inclusive so please check with each financial institution for their individual requirements.

Loan App Check List

  • Drivers license or other ID
  • Residence address for the past two years
  • Name & address of each employer for the past two years & W-2's
  • Gross monthly salary & current pay stubs for last 30 days
  • Social Security number(s)
  • 3 months bank statements
  • Names, addresses, account #, balances, & monthly payments of all open loans
  • Address of other real estate owned
  • Money for credit report & appraisal

Keystone Community Bank
6405 S. Westnedge Ave
Portage, MI 49002
Derek Naylor (269) 321-9100
Email Derek

5073 Gull Road
Kalamazoo, MI 49048
Jeffrey Stoops
(269) 488-4800
Email Jeffrey

Bank of America
5810 Gull Road
Kalamazoo, MI 49048
Julie Wdowicki
(269) 552-6320
Email Julie

6120 Stadium Drive
Kalamazoo, MI 49009
Kelli M. DeWitt
(269) 353-6123
Email Kelli

PNC Bank
108 East Michigan (downtown)
Kalamazoo, MI 49007
Shirley Morford
(269) 376-9128
Email Sam

Wells Fargo
7898 Oakland Drive
Portage, MI 49024
Steven Wolszyk (Wa-LUSH-ick)
(269) 323-8161
Email Steven

Lake Michigan Home Mortgage
487 S. Drake, Suite A
Kalamazoo, MI 49008
John Radar
(269) 342-5860 x 9571
Email John

Amerifirst Home Mortgage

616 W. Centre Street
Portage, MI 49024

Danielle Miller
269-324-4240 x 164
Email Danielle

Treadstone Mortgage
A Division of Amerifirst
Scott Hudspeth
1283 N. 9th Street
Kalamazoo, MI 49009
269-372-0030
Contact Scott

 

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The properties on this web site come in part from the Broker Reciprocity Program of Member MLS's of the Southwestern Michigan Regional Information Center.
Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Watts Realty, LLC does not display the entire SWMRIC MLS (or SWMRIC) Broker Reciprocity database on this web site. The listings of some real estate brokerage firms have been excluded. Information Deemed Reliable But Not Guaranteed.

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